SBI BPCL Credit Card Review 2026 – Fuel Cashback, Benefits & Apply Now

BI BPCL Credit Card by State Bank of India is one of the best fuel credit cards in India. It offers up to 4.25% value back on fuel at BPCL petrol pumps along with reward points on everyday spending.

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SBI BPCL Credit Card – Apply Now & Save Big on Fuel Spends

The State Bank of India BPCL Credit Card is specially designed for fuel savings in partnership with Bharat Petroleum Corporation Limited. It offers accelerated reward points on fuel purchases, along with benefits on everyday spending.

💳 Key Highlights:
✔️ Up to 4.25% value back on BPCL fuel spends
✔️ Reward points on groceries, dining & movies
✔️ Fuel surcharge waiver across BPCL pumps
✔️ Welcome bonus reward points
✔️ Easy redemption options

👉 Apply now and turn your fuel expenses into savings!

Apply Now

SBI BPCL Credit Card Review 2026 – Fuel Cashback & Benefits

Looking for SBI BPCL Credit Card details? This page provides complete information about fuel cashback, rewards, benefits, and fees to help you save more on petrol, diesel, and daily expenses.This page includes the latest SBI BPCL credit card offers and benefits updated regularly.Last Updated: April 2026

Current SBI BPCL Credit Card Offers

Up to 4.25% value back on BPCL fuel spends
13X reward points on fuel purchases
1% fuel surcharge waiver
Welcome bonus reward points
Contactless payment support

SBI BPCL Credit Card Benefits & Features

Fuel Cashback & Rewards

Earn up to 4.25% value back on fuel at BPCL pumps
13 reward points per ₹100 spent on fuel
Maximum monthly reward cap applies

Everyday Rewards

5X reward points on groceries, dining & movies
1X reward points on other spends
Useful for daily expenses

Fuel Surcharge Waiver

1% waiver on fuel transactions
Valid on spends up to ₹4,000 per month
Maximum saving ₹100 per billing cycle

Fees & Charges

Joining Fee: ₹499
Annual Fee: ₹499 (waived on ₹50,000 annual spend)
Interest Rate: Approx. 3.5% per month

Ways to Save More with SBI BPCL Card

Use card at BPCL petrol pumps
Maximize fuel spending rewards
Use for groceries and dining
Redeem reward points for fuel

Common Issues & Solutions

Fuel Cashback Not Received

Transaction not eligible
Monthly limit reached
Non-BPCL outlet usage

How to Apply SBI BPCL Credit Card

Visit SBI Card official website
Select BPCL Credit Card
Fill application form
Complete KYC verification
Get approval and start using

SBI BPCL vs Other Fuel Credit Cards

Feature	SBI BPCL	IndianOil Axis	HPCL ICICI
Fuel Cashback	Up to 4.25%	~4%	~5%
Best For	BPCL Users	IOCL Users	HPCL Users
Annual Fee	₹499	₹500	₹500

Frequently Asked Questions

Is SBI BPCL Credit Card good?

Yes, it is one of the best fuel credit cards for BPCL users.

What fuel cashback does it offer?

Up to 4.25% value back on BPCL fuel purchases.

Is there a surcharge waiver?

Yes, 1% fuel surcharge waiver is available.

Who should apply?

Best for users who spend regularly on fuel.